Vision Insurance FAQs

Most vision plans cover a routine eye exam once every 12–24 months. Many also provide an allowance or discount for eyeglasses, lenses, or contact lenses. Coverage varies by plan, so our team is always happy to review your benefits with you.

Contact lens services (fitting, evaluation, and follow-up) are not included in a routine exam. Some plans offer a separate benefit or allowance for contact lenses; others do not. We’ll let you know your specific coverage during your visit.

Most plans allow you to use your benefit for glasses OR contact lenses during the benefit period—not both. If you want both, we can tell you your out-of-pocket cost.

Most plans renew every 12 or 24 months, though some benefits—like frames or contact lenses—may renew on a different schedule. We can check your eligibility and let you know what’s available today.

Lens options such as progressives, anti-glare coatings, blue-light filters, thinning (high-index) lenses, or photochromic lenses may have partial coverage depending on your plan. We’ll review your options and any added costs before you choose.

We can often provide you with an itemized receipt you may submit to your insurance company for reimbursement. Coverage varies by plan, so check with your provider for details.

Advanced imaging (like retinal photos or OCT) are not covered under your vision plan. If recommended, we’ll explain whether it’s billable to medical insurance or out-of-pocket.

A frame allowance is the amount your plan contributes toward the purchase of eyeglass frames. If you choose frames above your allowance, you simply pay the difference.

Yes. FSA and HSA funds can be used for exams, glasses, prescription sunglasses, contact lenses, and certain eye treatments. They can also be used for fees not covered by your insurance.

Costs depend on:

Your insurance coverageCopays and deductibles
Whether the visit is medical or routine
The eyewear or lens options you choose

We’ll always review your benefits and provide pricing at your appointment.

Yes! If you provide us with your insurance information before your appointment, our team can verify your benefits and explain your coverage when you arrive.

A copay is a fixed amount your plan requires you to pay at the time of service. Routine exams, contact lens evaluations, and specialty testing may each have their own copay depending on your plan.

Yes.

Vision insurance covers routine eye exams, glasses, and contact lenses.

Medical insurance covers eye problems such as eye infections, allergies, dry eye, injuries, diabetes-related exams, glaucoma visits, and other medical conditions.
If your visit is related to a medical issue, we may need to bill your medical insurance instead of your vision plan.